Capitol Financial Center. Commercial and Residential Real Estate Financing

Steve Kal, a founding principal of the Colorado Association of Mortgage Brokers and the Association’s first Vice President, is the sole proprietor of Capitol Financial Center (CFC) a Colorado based mortgage banking firm that specializes in providing full service commercial and residential real estate financing. Since 1984 CFC’s goal has been to provide a mortgage that perfectly meets client’s needs and desires at the lowest possible price on the best possible terms.

There are no upfront fees, all quotes are free and since CFC is not affiliated with or obligated to any particular lender, a loan request package will be customized to meet your needs and presented to only the most qualified lender.

Whether your money needs are $50k, $50 million, or $500 million, CFC will work for you to find the best loan with the most favorable terms to help increase your immediate cash flow and your long-term financial health.

We invite you to take advantage of a wide selection of traditional and innovative mortgage programs available through CFC’s many sources. There will be no unexpected or unpleasant surprises. Everything about your mortgage will be upfront, simple, and easy to understand. You’ll receive a highly competitive rate – guaranteed in writing – and you’ll know in advance what all of your costs are going to be.

Our Pledge:

First and foremost we are committed to our clients needs. We do not sell loans. We do not work for lenders. We work for our clients. We craft loans for our clients’ unique circumstances and provide value-added advice that helps our clients make wise financial decisions. By providing the broadest range and highest quality products and services available for the lowest possible price, we earn our clients’ loyalty and respect. In turn, this creates long-term relationships. We listen more than we talk and when we talk, those words are backed up by action that benefits our clients.